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201 North Charles Street, Suite 1400, Baltimore, MD 21201

Offers 30-minute phone consultations with a bankruptcy attorney. Legal Services More information:

  • Attorneys do not complete paperwork or act as a representative
  • Website lists attorneys available for other services at a reduced cost

8401 Corporate Drive, Suite 600, Hyattsville, MD 20785

Offers education and counseling services for individuals who want to buy a home. Housing Assistance More information: 

  • Counseling is also available to help with foreclosure prevention, finances, and credit

626 Towne Center Drive, Suite 102, Joppa, MD 21085

Offers home buying and money management counseling.

Housing Assistance, Money Management

More information:

  • May be able to assist with home-buying closing costs
  • Holds classes on buying and keeping a home; registration is available online

2666 Riva Road, Suite 210, Annapolis, MD 21401

Provides counseling and support to households facing foreclosure. Money Management More information: - Helps develop a budget and plan of action, guides clients through options, and refers to legal services - Virtual services available

417 East Fayette Street, Floor 14, Baltimore, MD 21202
Removes homeowners from tax sale lists for the current year. Property Tax Payment Assistance More information:
  • Liens are only deferred, not paid, forgiven, or exempted 
  • Applications are accepted from February 15 through April 15 
  • Offered on a first-come, first-serve basis and closes when funds run out
3724 National Drive, Suite 220, Raleigh, NC 27612

Offers financial education; credit, housing, and bankruptcy counseling; and debt management services. Financial Assistance

101 Cedar Lane, Greensboro, MD 21639

Provides eligible residents with housing and education programs. Housing Assistance More information:

  • Helps with budgeting, credit, first time home-buying, loss mitigation, and foreclosure prevention
  • Offers assistance with landlord/ tenant issues and eviction

251 West Street, Annapolis, MD 21401

Provides housing counseling services in the areas of foreclosure prevention, budgeting, mortgages, reverse mortgages, and credit repair. Housing Assistance More information:

  • Offers monthly seminars for first-time home buyers

7800 Harkins Road, Lanham, MD 20706

Provides information on rental options and counseling services for homeowners facing foreclosure. Helplines and Information More information:

  • Does not provide financial assistance

121 South Market Street, Frederick, MD 21701

Provides homeownership counseling and workshops for low- and moderate-income households. Money Management More information:

  • Assists with home ownership, credit, default and foreclosure, and reverse mortgages

6315 Hillside Court, Suite B, Columbia, MD 21046

Provides debt management and financial counseling services related to student loans, credit, rent, homeownership, foreclosure and eviction prevention, bankruptcy, and reverse mortgage. Money Management More information:

  • Counselors work with creditors to develop a plan to pay down debt
  • Offers workshops on money management, identity theft, credit reporting, and homeownership

1400 Doewood Lane, Capitol Heights, MD 20743
Provides services and programs to help individuals transition into permanent housing. Housing Assistance More information:
  • Operates an emergency shelter with 24-hour services provided year-round 
  • Offers case management, rent assistance, food, clothing, childcare, and transportation 
  • Helps reduce bills and make homes energy efficient through weatherization
  • Intercedes with mortgage companies
8025 Liberty Road, Windsor Mill, MD 21244
Helps individuals who are at risk of losing their homes due to foreclosure through counseling and education. Housing Counseling Services
601-B E Naylor Mill Road, Salisbury, MD 21804

Offers legal assistance with civil issues such as family law, estate planning, debt, and criminal expungement.

Legal Services

More information: - Provides representation in court, legal advice, and document preparation for qualifying clients - Same day representation available for tenants in rent court - Research, counseling, preparation, and filing of petitions for criminal record expungement offered

Holds weekly family law clinics - Holds monthly elder law clinics and debtor assistance clinics

104 East Center Street, Oakland, MD 21550

Offers counseling to help individuals avoid foreclosure and assists in finding suitable mortgage programs. Housing Assistance

2450 Cambridge Beltway, Cambridge, MD 21613

Helps individuals who are at risk of losing their homes due to financial issues. Housing Assistance

Provides financial counseling and referrals for homeowners who are behind on their mortgage payments or facing foreclosure.

Money Management, Housing Assistance

More information:

  • Does provide payments or monetary funding
  • Offers resources for specific situations, such as loss of job or health crisis
  • Referrals to local agencies are available for refinancing, loans, or down payment assistance

21 East Franklin Street, Hagerstown, MD 21740
Provides counseling and support throughout the home buying process. Homebuyer/Home Purchase Counseling More information:
  • Offers post-purchase programs, default and foreclosure help, and referrals for landlord/tenant issues 
  • Rental, budget, debt, and credit counseling available
7835 Eastern Avenue, Suite 302, Baltimore, MD 21224
Provides counseling to individuals and families who are at risk of losing their homes due to foreclosure. Housing Counseling Services
Call
6213 North Cloverdale Road, Suite 130, Boise, ID 83713

Offers counseling, education, and support to help individuals manage debt and improve personal finances by negotiating better repayment terms with creditors. Money Management More information:

  • Includes help with managing credit cards, past utility and cell phone accounts, and medical debt
  • Assists with budgeting and financial wellness
  • Does not lend money or provide direct financial assistance

3545 Belair Road, Baltimore, MD 21213
Provides counseling and intervention to help prevent foreclosure. Housing Counseling Services
499 Idlewild Avenue, Suite 102, Easton, MD 21601

Offers legal assistance with civil issues such as family law, estate planning, debt, and criminal expungement.

Legal Services

More information: - Provides representation in court, legal advice, and document preparation for qualifying clients - Same day representation available for tenants in rent court - Research, counseling, preparation, and filing of petitions for criminal record expungement offered

Holds weekly family law clinics - Holds monthly elder law clinics and debtor assistance clinics

560 Riverside Drive, Suite A102, Salisbury, MD 21801

Helps homeowners who are at risk of losing their homes to work with their lenders and find ways to avoid foreclosure. Housing Assistance

321 East 25th Street, Baltimore, MD 21218

Helps homeowners through counseling, education, and planning when behind on mortgage payments or in foreclosure. Housing Assistance More information:

  • Foreclosure prevention
  • Free legal representation
  • Affordable rental opportunities
- Determines home owner eligibility for loan modifications and other services to prevent foreclosure - Offers counseling for renters with delinquent payments or seeking alternative housing

613 Global Way, Linthicum Heights, MD 21090

Provides housing counseling services in the areas of foreclosure prevention, budgeting, mortgages, reverse mortgages, and credit repair. Housing Assistance More information:

  • Offers monthly seminars for first-time home buyers